"Customised Advice is the   Foundation of our Business" We are a directly authorised financial planning practice and since 1978 we have been providing estate planning solutions for high net worth individuals and investment services for private investors, pension funds, and trustees of settlements both on and offshore. We differ from most of our peers in two ways – our investment approach and our innovation. Investment Put simply, we do not believe that active investment management of quoted securities adds sufficient value to offset the fees and costs incurred – so we do it differently. Independent research has found that over 5 year periods only 25% of actively managed portfolios beat the index/indices of the market in which they are investing. Over 10 years, only 15% beat the market average. We have yet to find anyone who knows a way of picking in advance investment managers who will consistently beat the market. Based on the percentages above, the chances of successfully guessing are 3 to 1 against over 5 years and worse than 11 to 2 against over 10 years – instructive arithmetic. Our alternative is multi asset class investing at ultra low cost, the aim being to capture the market return of each asset class in portfolios assembled by reference to each investor’s risk tolerance. By including asset classes which are not perfectly correlated to each other, we are able to capture the weighted average of the investment returns, whilst reducing the portfolio risk to below that of the weighted average of its constituents – Modern Portfolio Theory. Our 'PERSONAL INVESTING' notes are designed to give potential clients a flavour of what we are about prior to an initial meeting. Copies are available on request without charge or obligation. Innovation From time to time we have devised our own tax efficient strategies, enabling us to provide made to measure solutions rather than relying on off the shelf alternatives. Presently we have two wealth preservation initiatives which we believe to be unique. Originated by ourselves, both have been developed, refined and polished by the tax department of one of the leading UK international accountancy practices. New Clients Our services are suitable for clients with investible assets of at least £100,000 and/or estates in excess of £1,000,000. Contact Details: Telephone: 01202 775577 Fax: 01202 775576 Email: nicholsonevans@ntlworld.com Address: Cedar Lodge, Alipore Close, Poole, Dorset. BH14 9NS.   Authorised and Regulated by the Financial Services Authority. Registered in England and Wales No. 3483376. Registered Office: 2 Albany Park, Cabot Lane, Poole, Dorset BH17 7BX FSA Firm Number: 460220